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重生八零,做反派Boss的恶毒后妈

骑手因获职业伤害赔偿被拒赔,法院判定保险公司“免责条款”无效_蜘蛛资讯网

准新娘称金价再涨三金手镯变耳环

条款为由拒绝赔付。小周遂诉至法院,要求保险公司支付意外伤残及医疗保险金,并要求平台运营方承担连带责任。  法院经审理认为,保单特别约定第七条将符合职业伤害情形的风险排除在保险责任范围之外,实质属于免除保险人责任的条款。虽然保单载明的投保人为某科技公司,但案涉保险作为保障众包骑手意外伤害的商业保险,其投保目的是保障骑手人身安全,保费实际由小周承担,投保操作亦由其本人完成,应认定小周为实际投保人。保险

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